Access To This Site
To access this site or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this site that all the information you provide on this site will be correct, current, and complete. If Bisk believes the information you provide is not correct, current, or complete, Bisk has the right to refuse you access to this site or any of its resources, and to terminate or suspend your access at any time.
Restrictions On Use
You hereby grant to Bisk the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to Bisk through this site (together, the “Submission”), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. Bisk will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future Bisk operations.
Information a Live Chat representative provides to you may be protected by copyright law, and you may only use such information for your own personal use.
By using the Live Chat Service, you represent and warrant that:
- You are at least 18 years old;
- You will use the information provided by a Live Chat representative for your own personal use only.
Your live chat with a Live Chat representative is not made public on the site and is only seen by you and Bisk. You will not have the ability to edit or delete any information you have submitted. Bisk reserves the right to remove or to refuse to post any information for any reason. You acknowledge that you, not Bisk, are responsible for the information you submit.
Additional Terms and Conditions
You understand that Bisk cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. Bisk does not assume any responsibility or risk for your use of the Internet.
The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by Bisk. Investors, borrowers, and other persons should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own professional judgment. You acknowledge that there is no guarantee of employment, changes in salary or savings to you or your entities as related to any product or service purchased. It is your responsibility to fully investigate any claims discussing potential benefits from any product or service as the applicability of such claims may vary based on numerous factors including but not limited to education level, work experience, timeframe and geographic region. Bisk disclaims any liability for damages, losses or injuries arising out of actions or inactions taken by you based on statements or claims made on this Site, in advertisements or marketing materials, or by its representatives. Information obtained by using this site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals.
Bisk makes no representations and warranties regarding the quality of any site Content, course content, programs, services or materials (collectively “Materials”) purchased through this site or provided or facilitated by Bisk, and disclaims any liability for injuries, damages or losses arising there from. Bisk is not responsible for and disclaims any liability arising out of or related to the actions or inactions of the professors, instructors, or other persons who deliver the Materials to you.
The pricing, except where noted otherwise, reflects the List Price. The List Price or Multiple Course Price may or may not represent the prevailing price in every area on any particular day. Bisk cannot confirm the price of an item or service or its availability until your order is placed. Despite our best efforts, a small number of the items may be mispriced or no longer offered. If the correct price of an item sold is higher than our stated price, Bisk will, at its discretion, either contact you for instructions before processing your order and shipping any materials or cancel your order and notify you of such cancellation.
YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. BISK DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. YOU UNDERSTAND AND AGREE THAT BISK MAKES NO WARRANTY THAT THE QUALITY OF PRODUCTS OR SERVICES PURCHASED BY YOU RELATED TO YOUR USE OF THE LIVE CHAT SERVICE WILL MEET YOUR EXPECTATIONS. BISK DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. BISK DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE, OR THE RESULT OF USE, OF THE CONTENT IN TERMS OF ACCURACY, RELIABILITY, OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND BISK MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU UNDERSTAND AND AGREE THAT ANY ADVICE OR INFORMATION OBTAINED BY YOU VIA THE LIVE CHAT SERVICE, WHETHER FROM A LIVE CHAT REPRESENTATIVE OR OTHERWISE, IS FOR INFORMATIONAL PURPOSES ONLY AND SHALL NOT BE CONSIDERED AN AFFIRMATIVE REPRESENTATION OR WARRANTY BY BISK. YOU, AND NOT BISK, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. YOU, AND NOT BISK, ASSUME ALL RISK ARISING FROM THE USE OF THIS SITE OR ITS CONTENT, INCLUDING BUT NOT LIMITED TO FINANCIAL, INTELLECTUAL, PHYSICAL OR EMOTIONAL RISK. BISK MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.
All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site, and Bisk does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer, accurate or complete. Bisk disclaims any liability for losses, damages or injuries resulting from acting upon or relying on such information.
Limitation On Liability
BISK, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF BISK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF BISK AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO BISK FOR THE APPLICABLE CONTENT OR SERVICE OUT OF WHICH LIABILITY AROSE.
Trademarks, service marks, and logos appearing in this site are the property of Bisk or the party that provided the trademarks, service marks, and logos to Bisk. Bisk and any party that provided trademarks, service marks, and logos to Bisk retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this site.
Information You Provide
You may not post, send, submit, publish, or transmit in connection with this site any material that:
- you do not have the right to post, including proprietary material of any third party;
- advocates illegal activity or discusses an intent to commit an illegal act;
- is vulgar, obscene, pornographic, or indecent;
- does not pertain directly to this site;
- includes sensitive personal information such as social security numbers or credit card information belonging to you or others if such information is provided during the Live Chat Service;
- may undermine, disrupt or manipulate the integrity of the Live Chat Service, or interfere with or disrupt the servers or networks connected to the Live Chat Service;
- you will not impersonate any person or entity, or make any false statement regarding your employment, agency or affiliation with any person or entity; and
- threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive to others, including sales representatives, Live Chat representatives, fellow students, faculty or staff members;
- seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
- infringes any intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity;
- impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
- advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site;
- solicits funds, advertisers or sponsors;
- includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;
- disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site;
- disrupts the educational environment through harassing or inappropriate dialogue or frequency of posts;
- includes MP3 format files;
- amounts to a ‘pyramid’ or similar scheme;
- disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site; or
- contains hyper-links to other sites that contain content that falls within the descriptions set forth above.
Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). Bisk will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Bisk considers insecure, Bisk will be entitled to require the password to be changed and/or terminate your account.